With our calculators, you can quickly estimate your potential monthly payment, determine how much income you need to qualify, create a mortgage amortization schedule, and much more. Each calculator has an easy-to-understand set of instructions.

To use a calculator, click on the appropriate link below. To return to this page from a calculator page, click on your browser's "back" button.

Amortization Schedule: Estimate monthly principal and interest payments and mortgage balances for the term of your home loan.

APR: (Annual Percentage Rate) Calculate the actual APR for a loan, taking into account closing costs, points, and the quoted interest rate for the loan.

Effects of Prepayment: Calculate the effects of paying additional monthly principal against your loan.

Pre-Qualification Calculator: Estimate maximum purchase price based on income, percent downpayment, and maximum monthly debts.

Income Requirement: Calculate the income required to qualify for the home of your dreams.

Loan Length: Compare the amount of time it will take to pay off your loan with various monthly payment amounts.

Mortgage Payment: Calculate a monthly mortgage payment.

Payment Table: Compare the monthly mortgage payment for a range of interest rates and principal amounts.


All rates and programs are based on residential lending in the states of AZ and CO. Inventive Home Lending, LLC also lends in the states of CA, MN, MT, NM, NV, OR, TX, UT, WA, WY with some program and price restrictions. Please contact us for full details.
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